Touring Caravan Insurance – Comparing Quotes
Buying touring caravan insurance is easy if you know what to look for.
It's easier than ever to compare quotes for touring caravan insurance. Where once you would have had to ring round a number of insurers, or go and visit your broker, you can now access a range of touring caravan insurance policies online.
Comparing touring caravan insurance
Of course, as we all know, choice can often make decisions more difficult. If there were only one type of touring caravan insurance on the market, you'd buy it and cross that job off your list. It's good news for consumers when there's plenty of choice in the marketplace, but it does mean that you need to take the time to make sure you're getting the best cover at the best price. Remember that the touring caravan insurance that's best for your friends or family isn't necessarily what's best for you. By all means, ask for recommendations, but always be prepared to look at the details before you commit:
- Cost – the premium for your touring caravan insurance is always going to be one of your most important considerations. Insurance can be expensive, but going for the cheapest quote isn't always the best option. You need to work out what sort of cover is right for you, and then find the cheapest price for that cover. Choosing your touring caravan insurance on price alone could leave you without crucial cover.
- Cover – find out exactly what is and isn't covered by your touring caravan insurance quote. There may be some items that you can't do without, such as awning cover, travelling to Europe or emergency accommodation. Work out what you're prepared to accept as basic cover and what you're prepared to pay extra for. Don't leave it until you make a claim to find out you're not covered.
- Excess – most touring caravan insurance policies will carry a level of excess – the amount of money you have to pay towards repairs or replacements. Excess levels are often standard, but it's still worth checking them out. Be aware that excess levels can change within a singe policy depending on the nature of the claim.
- Incentives – the touring caravan insurance marketplace may offer incentives to encourage you to take up a particular insurance offer. There's nothing wrong with incentives as long as you're happy with the policy itself and you're sure you're getting the very best deal that you can. Don't let a great incentive sell you an inadequate insurance policy.
Top touring caravan insurance quotes
If you're going to compare quote from touring caravan insurance providers, start here at insuranceforcaravans.co.uk. We have links with specialist brokers offering dedicated policies for touring caravan owners, and you can request a quote directly from our website. Get at least three separate quotes so that you have a good basis for comparison and then take the time to go through them, ensuring that you're happy with what's provided before you commit. That way, you should be happy with the level of coverage and premium you get from the touring caravan insurance you choose.